
Fees
An overview of the fees associated with transactions and services.
*New fees effective January 1st, 2023
COIN MACHINE NON MEMBER (5% OF COIN BALANCE) | 5.00% |
CREDIT DISPUTE (IF ACCURATE AS REPORTED) | $5.00 |
DOCUMENT SHREDDING (PER BOX) | $5.00 |
DORMANT ACCOUNT (AFTER 1 YEAR OF INACTIVITY) | $5.00 |
GARNISHMENT | $25.00 |
GIFT CARD | $2.50 |
LEGAL PROCESS FEE | $100.00 |
LOAN APPLICATION FEE | $15.00 |
LOAN APPLICATION FEE (EXPRESS) | $30.00 |
LOAN LATE PAYMENT | $25.00 |
LOAN MODIFICATION FEE | $25.00 |
LOAN PROCESSING FEE | $65.00 |
ACCOUNT CLOSURE FEE (IF CLOSED IN FIRST 90 DAYS) | $5.00 |
ACCOUNT CLOSURE FEE (INVOLUNTARY-IF AVAILABLE IN MEMBER SHARES) | $5.00 |
ACCOUNT CLOSURE FEE (FREQUENTLY CLOSED ACCOUNTS) | $5.00 |
TEMPORARY CHECKS (PER SHEET, FIRST TWO SHEETS ARE FREE) | $1.00 |
ACCOUNT RESEARCH/ RECONCILIATION PER HOUR (NO CHARGE IF CU ERROR) | $20.00 |
ACCOUNT VERIFICATION | $5.00 |
LOAN SKIP PAYMENT FEE (LOAN HOLIDAY) | $25.00 |
MONEY ORDERS | $1.00 |
MONTHLY BUSINESS CASH OUT OVER $500 | 1.75% |
MONTHLY BUSINESS COIN OUT OVER $500 | 1.50% |
MONTHLY BUSINESS DEPOSIT FEE (OVER $50/PER MTH) | $0.07 |
MONTHLY BUSINESS RETURNED CHECK FEE | $15.00 |
NOTARY NON MEMBER FEE | $5.00 |
NONSUFFICIENT FUNDS FEE | $15.00 |
OVERDRAFT FEE | $15.00 |
PHOTOCOPY/FAX (PER PAGE) | $0.25 |
POSTAGE/MAILING OF CHECKS | $1.00 |
ACH MODIFICATION FEE (FREE IF SUBMITTED BY 5:00 PM TWO BUSINESS DAYS IN ADVANCE) | $25.00 |
STOP PAYMENT: CHECKS &ACH | $15.00 |
WIRE TRANSFER: OUTGOING | $15.00 |
ATM-NON MEMBER/NON CO-OP | $2.75 |
BAD ADDRESS (FIRST MONTH) | $5.00 |
BAD ADDRESS (ADDITIONAL MONTHS) | $2.00 |
CARD PAYMENT/CHECK BY PHONE CONVENIENCE FEE ***** ONLINE FREE | $5.00 |
CARD REPLACEMENT/DAMAGED OR LOST | $10.00 |
CARD REPLACEMENT/DAMAGED OR LOST (RUSH ORDER) | $25.00 |
CASHIERS CHECK (AFTER FIRST 5, $1 EACH) | $1.00 |
CASHIERS CHECK (NON MEMBER) | $5.00 |
CHECK COPY (PER ITEM) | $3.00 |
REPO DOCUMENT PROCESSING FEE (PLUS 3RD PARTY FEES) | $100.00 |
RETURN DEPOSIT ITEM | $5.00 |
SHARE ACCOUNT EXCESSIVE WITHDRAWAL FEE (OVER 5 WITHDRAWALS/MTH) | $1.00 |
PREMIUM ACCOUNT EXCESSIVE WITHDRAWAL FEE (OVER 5 WITHDRAWALS/MTH) | $5.00 |
STATEMENT COPY (EXTRA COPY) | $0.75 |