Fees
An overview of the fees associated with transactions and services.
*New fees effective January 1st, 2023
| COIN MACHINE NON MEMBER (5% OF COIN BALANCE) | 5.00% |
| CREDIT DISPUTE (IF ACCURATE AS REPORTED) | $5.00 |
| DOCUMENT SHREDDING (PER BOX) | $5.00 |
| DORMANT ACCOUNT (AFTER 1 YEAR OF INACTIVITY) | $5.00 |
| GARNISHMENT | $25.00 |
| GIFT CARD | $2.50 |
| LEGAL PROCESS FEE | $100.00 |
| LOAN APPLICATION FEE | $15.00 |
| LOAN APPLICATION FEE (EXPRESS) | $30.00 |
| LOAN LATE PAYMENT | $25.00 |
| LOAN MODIFICATION FEE | $25.00 |
| LOAN PROCESSING FEE | $65.00 |
| ACCOUNT CLOSURE FEE (IF CLOSED IN FIRST 90 DAYS) | $5.00 |
| ACCOUNT CLOSURE FEE (INVOLUNTARY-IF AVAILABLE IN MEMBER SHARES) | $5.00 |
| ACCOUNT CLOSURE FEE (FREQUENTLY CLOSED ACCOUNTS) | $5.00 |
| TEMPORARY CHECKS (PER SHEET, FIRST TWO SHEETS ARE FREE) | $1.00 |
| ACCOUNT RESEARCH/ RECONCILIATION PER HOUR (NO CHARGE IF CU ERROR) | $20.00 |
| ACCOUNT VERIFICATION | $5.00 |
| LOAN SKIP PAYMENT FEE (LOAN HOLIDAY) | $25.00 |
| MONEY ORDERS | $1.00 |
| MONTHLY BUSINESS CASH OUT OVER $500 | 1.75% |
| MONTHLY BUSINESS COIN OUT OVER $500 | 1.50% |
| MONTHLY BUSINESS DEPOSIT FEE (OVER $50/PER MTH) | $0.07 |
| MONTHLY BUSINESS RETURNED CHECK FEE | $15.00 |
| NOTARY NON MEMBER FEE | $5.00 |
| NONSUFFICIENT FUNDS FEE | $15.00 |
| OVERDRAFT FEE | $15.00 |
| PHOTOCOPY/FAX (PER PAGE) | $0.25 |
| POSTAGE/MAILING OF CHECKS | $1.00 |
| ACH MODIFICATION FEE (FREE IF SUBMITTED BY 5:00 PM TWO BUSINESS DAYS IN ADVANCE) | $25.00 |
| STOP PAYMENT: CHECKS &ACH | $15.00 |
| WIRE TRANSFER: OUTGOING | $15.00 |
| ATM-NON MEMBER/NON CO-OP | $2.75 |
| BAD ADDRESS (FIRST MONTH) | $5.00 |
| BAD ADDRESS (ADDITIONAL MONTHS) | $2.00 |
| CARD PAYMENT/CHECK BY PHONE CONVENIENCE FEE ***** ONLINE FREE | $5.00 |
| CARD REPLACEMENT/DAMAGED OR LOST | $10.00 |
| CARD REPLACEMENT/DAMAGED OR LOST (RUSH ORDER) | $25.00 |
| CASHIERS CHECK (AFTER FIRST 5, $1 EACH) | $1.00 |
| CASHIERS CHECK (NON MEMBER) | $5.00 |
| CHECK COPY (PER ITEM) | $3.00 |
| REPO DOCUMENT PROCESSING FEE (PLUS 3RD PARTY FEES) | $100.00 |
| RETURN DEPOSIT ITEM | $5.00 |
| SHARE ACCOUNT EXCESSIVE WITHDRAWAL FEE (OVER 5 WITHDRAWALS/MTH) | $1.00 |
| PREMIUM ACCOUNT EXCESSIVE WITHDRAWAL FEE (OVER 5 WITHDRAWALS/MTH) | $5.00 |
| STATEMENT COPY (EXTRA COPY) | $0.75 |
