Fees

An overview of the fees associated with transactions and services.

*New fees effective February 1st, 2020

COIN MACHINE NON MEMBER
(5% OF COIN BALANCE)
5.00%
CREDIT DISPUTE
(IF ACCURATE AS REPORTED)
$5.00
DOCUMENT SHREDDING (PER BOX)$5.00
DORMANT ACCOUNT
(AFTER 1 YEAR OF INACTIVITY)
$5.00
GARNISHMENT$25.00
GIFT CARD$2.50
LEGAL PROCESS FEE$100.00
LOAN APPLICATION FEE$15.00
LOAN APPLICATION FEE (EXPRESS)$30.00
LOAN LATE PAYMENT$25.00
LOAN MODIFICATION FEE$25.00
LOAN PROCESSING FEE$60.00
ACCOUNT CLOSURE FEE
(IF CLOSED IN FIRST 90 DAYS)
$5.00
ACCOUNT CLOSURE FEE
(INVOLUNTARY-IF AVAILABLE
IN MEMBER SHARES)
$5.00
ACCOUNT CLOSURE FEE
(FREQUENTLY CLOSED ACCOUNTS)
$5.00
TEMPORARY CHECKS (PER SHEET,
FIRST TWO SHEETS ARE FREE)
$1.00
ACCOUNT RESEARCH/
RECONCILIATION PER HOUR
(NO CHARGE IF CU ERROR)
$20.00
ACCOUNT VERIFICATION$5.00
LOAN SKIP PAYMENT FEE
(LOAN HOLIDAY)
$25.00
MONEY ORDERS$1.00
MONTHLY BUSINESS CASH OUT OVER $5001.75%
MONTHLY BUSINESS COIN OUT OVER $5001.50%
MONTHLY BUSINESS DEPOSIT
FEE (OVER $50/PER MTH)
$0.07
MONTHLY BUSINESS
RETURNED CHECK FEE
$15.00
NOTARY NON MEMBER FEE$5.00
NONSUFFICIENT FUNDS FEE$15.00
OVERDRAFT FEE$15.00
PHOTOCOPY/FAX (PER PAGE)$0.25
POSTAGE/MAILING OF CHECKS$1.00
ACH MODIFICATION FEE (FREE
IF SUBMITTED BY 5:00 PM TWO
BUSINESS DAYS IN ADVANCE)
$25.00
STOP PAYMENT: CHECKS &ACH$15.00
WIRE TRANSFER: OUTGOING$15.00
ATM-NON MEMBER/NON CO-OP$2.75
BAD ADDRESS (FIRST MONTH)$5.00
BAD ADDRESS
(ADDITIONAL MONTHS)
$2.00
CARD PAYMENT/CHECK BY
PHONE CONVENIENCE
FEE ***** ONLINE FREE
$5.00
CARD REPLACEMENT/DAMAGED
OR LOST
$10.00
CARD REPLACEMENT/DAMAGED
OR LOST (RUSH ORDER)
$25.00
CASHIERS CHECK
(AFTER FIRST 5, $1 EACH)
$1.00
CASHIERS CHECK (NON MEMBER)$5.00
CHECK COPY (PER ITEM)$3.00
REPO DOCUMENT PROCESSING FEE
(PLUS 3RD PARTY FEES)
$100.00
RETURN DEPOSIT ITEM$5.00
SHARE ACCOUNT EXCESSIVE
WITHDRAWAL FEE (OVER 5  WITHDRAWALS/MTH)
$1.00
PREMIUM ACCOUNT
EXCESSIVE WITHDRAWAL FEE
(OVER 5 WITHDRAWALS/MTH)
$5.00
STATEMENT COPY (EXTRA COPY)$0.50